I'll Guide You Through the VA Loan Process

The VA loan process is easy, if you choose the right company and right Loan Officer. I focus on the VA loan program and have over 25 years experience closing VA loans.
The first step is to get Prequalified

Prequalification only takes a quick 5 minute phone call so that I can prepare customized loan scenarios based on your goals, qualifications, and payment comfort level. Once you have a solid idea of the price range and type of property you wish to pursue, the next step is to move forward with VA Loan PreApproval.

Let Tim Storm Show You How


"Most sellers will not entertain an offer from a buyer unless they have been PreApproved by a Direct Lender"
Home Point Financial, is a VA Direct Lender with offices located in California.

First...please take a moment to watch my informational video and then please Call 949.640.3102 or email me tstorm@EmeryHomePointFinancial.com or simply complete the contact form just below my video to get started.

Watch my video
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My Recent Articles

Getting A VA loan after bankruptcy or foreclosure

Getting A VA loan after bankruptcy or foreclosure

    Getting a VA loan after bankruptcy or foreclosure is really not that difficu[...]
Benefits of the VA Home Loan for Orange County Veterans

Benefits of the VA Home Loan for Orange County Veterans

The benefits of the VA Home Loan for Orange County Veterans are numerous. The VA loan program is an [...]
VA Loan Calculators | are they accurate for California Veterans?

VA Loan Calculators | are they accurate for California Veterans?

Are VA loan calculators found on websites accurate? While a mortgage calculator can help in gett[...]
CalVet Home Loan versus VA Home Loan | Which is Better?

CalVet Home Loan versus VA Home Loan | Which is Better?

California Veterans can choose between the CalVet home loan or the VA home loan. Both programs offer[...]
Is An Earnest Money Deposit Needed for VA Financing?

Is An Earnest Money Deposit Needed for VA Financing?

Is an Earnest Money Deposit needed with VA Financing? This is a question that comes up quite a bit w[...]
VA Loan after Bankruptcy | Only 2 Year Wait for Orange County Veterans

VA Loan after Bankruptcy | Only 2 Year Wait for Orange County Veterans

Getting a VA loan after bankruptcy is not as difficult as many think. While most loan programs requi[...]
Does a Condo in Orange County Need to Be VA Approved for a VA Loan?

Does a Condo in Orange County Need to Be VA Approved for a VA Loan?

Does a condo in Orange County need to be VA approved for a VA loan? This is a question that comes u[...]
Finding a VA Approved Condo in Orange County the Easy Way

Finding a VA Approved Condo in Orange County the Easy Way

Finding a VA approved condo in Orange County, CA  just got easy. While most homebuyers and their rea[...]
CalVet Loan or VA Loan | Which is Better for Orange County Veterans?

CalVet Loan or VA Loan | Which is Better for Orange County Veterans?

Which loan program is better for Orange County, CA Veterans - CalVet or VA? It depends on the Vetera[...]
5 Myths about the VA Loan Program | Orange County, CA

5 Myths about the VA Loan Program | Orange County, CA

VA loans are probably the most misunderstood mortgage program in Orange County, CA. Real estate agen[...]
VA IRRRL Refinance is Popular in Orange County

VA IRRRL Refinance is Popular in Orange County

The VA IRRRL program, also known as the VA Interest Rate Reduction Refinance Loan, or VA Streamline [...]
Why VA Loan Refinancing in Orange County is Popular

Why VA Loan Refinancing in Orange County is Popular

As we begin 2015 a wave of VA refinance activity in Orange County, CA that started in the last quart[...]

© 2016 Home Point Financial, 620 Newport Center Drive, Suite 860, Newport Beach, CA 92660 Phone #949-640-3102. NMLS ID 7706. Trade/service marks are the property of their respective owners. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. Home Point Financial is not acting on behalf of or at the direction of HUD/FHA or the federal government. NMLS consumer access:  www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/7706