Orange County VA Loan Limits 2021

Orange County home buyers eligible for a VA loan are able to purchase a home in 2021 at any price. Yes, that is correct. The loan limits for 100% financing which we have always had were eliminated effective January 1, 2020.  Now, it doesn’t matter what county you want to buy a home or what your price range is. So you want to buy a $2,000,000 home with $0 down payment? As long as you have enough verifiable income, decent credit, and meet other VA qualifying requirements then you will not need a down payment to complete the purchase. If the property is a condo then you do need to make sure it is in a VA approved condo complex.

VA Loan Limits for Southern California for 2021

($0 Down and Up To)
County Single Family Home  
Orange $                    any price
Los Angeles $                    any price
San Diego $                    any price
Riverside $                    any price
San Bernardino $                    any price

**Updated 1/1/2020