Orange County VA Loan Limits 2023

Orange County home buyers eligible for a VA loan are able to purchase a home in 2023 at any price. Yes, that is correct. The loan limits for 100% financing which we have always had were eliminated effective January 1, 2020.  Now, it doesn’t matter what county you want to buy a home in or your price range. So you want to buy a $2,000,000 home with a $0 down payment? As long as you have enough verifiable income, decent credit, and meet other VA qualifying requirements, then you will not need a down payment to complete the purchase. If the property is a condo, then you need to ensure it is in a VA-approved condo complex.

VA Loan Limits for Southern California for 2023

($0 Down and Up To)
County Single Family Home  
Orange $                    any price
Los Angeles $                    any price
San Diego $                    any price
Riverside $                    any price
San Bernardino $                    any price

**Updated 1/1/2022