Orange County home buyers eligible for a VA loan are able to purchase a home in 2019 for up to $726,525 with $0 down. *VA loan limits vary by county and are listed below. Although VA will, in 2019, finance up to 100% of a $726,525, it is possible to get a larger loan by coming in with some down payment. The down payment is calculated by taking 25% the difference between the purchase price and the county’s maximum 100% financing limit. For example, if a VA eligible homebuyer purchases a home for $926,525, or $200,000 above Orange County’s 100% financing limit, the total down payment would be $50,000.
VA Loan Limits for Southern California for 2019 |
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| ($0 Down and Up To) | ||
| County | Single Family Home | |
| Orange | $ 726,525 | |
| Los Angeles | $ 726,525 | |
| San Diego | $ 690,000 | |
| Riverside | $ 484,350 | |
| San Bernardino | $ 484,350 | |
**Updated 1/1/2019