Orange County VA Loan Limits

Orange County home buyers eligible for a VA loan are able to purchase a home for up to $593,750 with $0 down. VA loan limits vary by county and are listed below. Although VA will, in 2010, finance up to 100% of a $593,750, it is possible to get a larger loan by coming in with some down payment. The down payment is calculated by taking 25% the difference between the purchase price and the counties maximum 100% financing limit. For example, if a VA eligible home buyer purchases a home for $693,750, or $100,000 above Orange County’s 100% financing limit, the total down payment would be $25,000.


	VA Loan Limits for Southern California

	($0 Down and Up To)
County	Single Family Home	Maximum Guaranty
Orange	$ 593,750	$ 1,000,000
Los Angeles	$ 593,750	$ 1,000,000
San Diego	$ 437,500	$ 1,000,000
Riverside	$ 417,000	$ 1,000,000
San Bernardino	$ 417,000	$ 1,000,000