Orange County VA Loan Limits

Orange County home buyers eligible for a VA loan are able to purchase a home for up to $593,750 with $0 down. VA loan limits vary by county and are listed below.  Although VA will, in 2010, finance up to 100% of a $593,750, it is possible to get a larger loan by coming in with some down payment. The down payment is calculated by taking 25% the difference between the purchase price and the counties maximum 100% financing limit. For example, if a VA eligible home buyer purchases a home for $693,750, or $100,000 above Orange County’s 100% financing limit, the total down payment would be $25,000.

   
 

VA Loan Limits for Southern California

 
     
  ($0 Down and Up To)  
County Single Family Home Maximum Guaranty
Orange  $                     593,750  $               1,000,000
Los Angeles  $                     593,750  $               1,000,000
San Diego  $                     437,500  $               1,000,000
Riverside  $                     417,000  $               1,000,000
San Bernardino  $                     417,000  $               1,000,000

**Updated 3/17/2010 

>> Orange County VA Loan Application