Tim Storm949-829-1846TimothyS@arborfg.com NMLS #223456 · CA DRE #01086852
Continues on ARBOR Financial Group’s external application website.
It’s getting easier to get a VA Loan offer accepted in Orange County, CA. The last few years have been tough for home buyers using VA financing. Even though VA is a very easy loan to close, at least for lender who specialize in VA financing, sellers have always shied away from VA buyers. The […]
Buying a home in Orange County is super competitive in 2022 no matter what type of financing a home buyer is using for the purchase. But for those Veterans using a VA loan in Orange County to purchase a home, they will find the competition to be extra challenging. What is it that makes it […]
California Veterans can choose between the CalVet home loan or the VA home loan. Both programs offer Zero Down Financing. But which program is better? It depends on several factors. The type of property you are purchasing, the purchase price of the home, and your long term plans with the home. A home loan is […]
Home sellers in Orange County who don’t accept offers from VA buyers may be losing money. Not taking all offers seriously is a bad strategy in any situation, but avoiding offers from a Veteran using VA financing is just bad all the way around. There are several reasons why there is a perception that VA […]
A common question by Orange County veterans interested in using VA financing to purchase or refinance a home is “what is the minimum FICO required?” The answer to this question can vary from lender to lender. Many lenders require a minimum of 620. But there are lenders who will allow FICO scores as low as […]
VA mortgage loans allow you to refinance your home to take advantage of lower interest rates that can ultimately save you sizable sums of money in both the long-run and the short-run by lowering your monthly payment.
The CalVet loan program or the standard VA loan; which is better? It all depends on when the question is being asked and where you plan to buy a home. There are several distinct advantages the standard VA loan program has as of right now, September 2011, over the CalVet loan program. The biggest factor […]
Good news for Orange County, CA Veterans as the Department of Veterans Affairs announced that the Funding Fee on VA loans will decrease. VA Circular 26-11-12, released on September 8, 2011, gives the breakdown of the decrease, which could save Orange County homes buyers using the VA loan program throusands of dollars, depending on the purchase price […]
Closing a VA loan in Orange County in 30 days or less is not only possible, but is easy. But for the loan to close this quickly, all parties involved must be ready to react quickly to requests from the lender. What Needs to Happen For a 30 Day VA Loan? Borrower – it helps […]
This week the VA released VA Circular Letter 26-09-19, which contained good news for Orange County VA loan borrowers trying to purchase a condo. The Circular clarified the VA position as to whether they would allow a VA loan on an FHA approved condo. Up until recently, VA had allowed VA financing on Orange County […]